In today’s fast-paced digital world, scammers are getting increasingly creative in their efforts to defraud unsuspecting individuals.
One of the newest techniques making the rounds is called ‘JUMPED’, and it’s designed to empty your wallet with a clever trick. Here’s how it works and how you can protect yourself.
How the ‘Jumped’ Scam Works
1. The Initial Deposit
The scammer sends a real deposit to your mobile wallet using their number. This isn’t one of those fake notifications; it’s a genuine deposit, usually a small amount like GH¢20.00 or GH¢30.00. This amount is small enough to seem believable and not raise suspicion.
2. The Withdrawal Trick
After sending the money, the scammer immediately launches a withdrawal request on your account. This is where their strategy takes shape.
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3. Your Action Validates the Scam
When you see the deposit notification, your natural reaction is to check your balance. To do this, you’ll need to enter your PIN code. Unknowingly, by entering your real PIN, you validate the scammer’s withdrawal request, giving them access to your account.
In a matter of seconds, the scammer will withdraw your funds, leaving you stranded and frustrated.
How to Protect Yourself
Avoid falling for this scam by following these simple steps:
1. Don’t Rush to Check Your Balance
If you receive an unexpected deposit, stay calm and don’t rush to check your balance immediately.
2. Use a Wrong PIN First
To ensure your account is safe, first enter a wrong PIN deliberately when checking your balance. Doing this will cancel any pending withdrawal requests tied to your account.
3. Check Your Balance with Your Real PIN
Once you’ve confirmed no withdrawal requests are in progress, you can safely check your balance with your actual PIN.
4. Report Suspicious Activity
If you suspect foul play, report the number and the transaction to your mobile money provider MTN by dialing 100
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With the rise of electronic money transfers and advanced technology like Artificial Intelligence, scammers are constantly evolving their tactics. Staying informed and cautious is your best defense against falling victim.
Share this article with family, friends, and colleagues to keep them alert and aware. Together, we can reduce the chances of scammers succeeding in their fraudulent schemes.
Remember: Staying vigilant is not just an option, it’s a necessity in the digital age. Always question unexpected deposits and take proactive measures to secure your funds.
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